228 loan Options

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(six) A map of each facility-dependent evaluation space and, as relevant, Just about every retail lending assessment place showing the boundaries of the realm and pinpointing the census tracts contained in the area, both over the map or inside a independent checklist; and

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For a little bank evaluated beneath the Little Lender Lending Check, the Board premiums the financial institution's functionality less than this part as provided in appendix E to this portion.

(A) Combines the overall performance scores for every supporting conclusion for each big merchandise line into an item line score; and

(D) A little financial institution could include a Local community development loan or community advancement expenditure element and accompanying once-a-year measurable targets in its prepare.

For a considerable lender needed to report property property finance loan loan data pursuant to twelve CFR component 1003, the Board will publish over the Board's Web page the information expected by paragraph 228 loan (j)(two) of this section regarding the distribution of a big bank's originations and purposes of property house loan loans by borrower or applicant revenue amount, race, and ethnicity in Each and every from the lender's facility-based mostly assessment areas, and as relevant, its retail lending evaluation regions. This data is released annually dependant on data noted pursuant to 12 CFR part 1003.

(e) Information on Local community advancement loans and Neighborhood improvement investments by a consortium or even a third party.

The Board assigns conclusions for your performance of the financial institution running below a strategic prepare pursuant to § 228.

(five) Are presented to students or their households via a university at which the vast majority of students qualify without spending a dime or diminished-rate meals underneath the U.S. Department of Agriculture's Nationwide Faculty Lunch Method;

(x) An indicator for whether the loan was to a business or farm for which gross annual revenues are not recognized from the financial institution.

For each big merchandise line, a Borrower Community Benchmark, calculated pursuant to paragraph IV.c of appendix A to this section for facility-dependent assessment parts and retail lending assessment locations, and paragraph IV.e of appendix A to this section for outside retail lending parts.

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